10 FANTASTIC MONEY SAVING TIPS!

You may think that you can't reduce your outgoings anymore than you have but you may be surprised about how many easy money saving tips you've not thought of. Here are 20 ways to help you save money and get your finances back on track.

1. DO YOUR GROCERY SHOPPING ONLINE

You can see exactly how much you've spent, not get tempted by the delicious smells and well-positioned must haves. It is also easy to find the special offers and deals which will ultimately save you a fortune each week on your grocery bill. Tesco, Asda and Waitrose all deliver and although you'll have a small delivery charge, you won't be spending money on petrol and you'll find that you save more than that on your grocery bill anyway.

2. JOIN THE SUPERMARKET CLUBS

If you join the clubs that the supermarkets run, ie Tesco's Food Club, Wine Club etc, you will get sent discount coupons that you can use either in store on online which will save you money on your final bill.

3 BUY ITEMS WHEN ON OFFER

Whenever possible, you should try to buy items such as groceries when they're on offer. The supermarkets are so competitive now that they frequently have half price and buy one get one free offers which can save you a lot of money. Remember not to buy items that you wouldn't usually purchase otherwise you'll end up spending more. If you have a freezer, stock up as much as you can on freezeable items when prices are reduced.

4. PLAN YOUR MEALS

It is amazing how much money you can save by planning the meals for the week. You'll find you buy much less than you usually would and you won't waste money by throwing out stale food or mouldy fruit and vegetables at the end of the week.

5. KEEP A NOTEBOOK OF YOUR DAILY EXPENDITURE

This is a great way of cutting down! Sometimes it's hard to see how all those little things add up but by keeping a diary of what you spend on which items every day, you will see where you should be cutting down and it will incentivise you to save money.

6. WALK THE KIDS TO SCHOOL

If you live within a reasonable walking distance, try walking the kids to school. It's good exercise for them, gets the blood pumping into their brains ready for school and it will save you petrol. Even if you start by just walking a couple of days a week, that's better than nothing!

7. BUY CLOTHES IN THE SALES

Try to only buy clothes in the sales or shop on Ebay for an even bigger bargain. It is frustrating when you've bought a full price item to then see it reduced to half price a few weeks later. Save yourself that frustration by waiting and then you can feel truly smug! You can also save yourself a lot of money by buying your clothes from the supermarkets. Asda's George range is fantastic value for money and has become very popular now.

8. CHEAP DAYS OUT

When you take the family for a day out, try to find outings that don't cost anything. There are lots of museums and galleries that are completely free to visit around the country, especially in London. Other cheap days out include picnics, parks and beaches.

9. DON'T DO YOUR GROCERY SHOPPING WHEN HUNGRY!

Whether you shop online or go to your nearest grocery store, shopping for food when you're hungry is a bad idea! You will end up buying lots of irresistable food because your stomach is telling you that you want it. Ideally go after a reasonable meal then you will spend much less money.

10. DON'T BUY BOOKS - BORROW THEM

When you or the kids want books to read, why not go to your local library. It's free and they will often order any books you want if they don't have them in stock. They may charge a nominal fee for this but it will still be much cheaper than buying your own. Remember to return your library books when they're due or you'll incur overdue charges.

For more money saving tips visit www.herlife.co.uk

Useful Money Saving Tips

Tagged with: FANTASTIC • Money • Saving • Tips

Filed under: Money Tips

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