This is being submitted to the Walmart contest on youtube. I know I'm not going to win due to the material of the video but I had to enter this just for laughs.

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Walmart moms want to share their money-saving tips! Your kitchen can be a spa! Use of kitchen items to create a beauty salon at home

Making the decision to be full-time stay at home housewife can be difficult in many respects. While many mothers are really in the best interest of their children and their families to stay home with their children, there is never less than the reality that is difficult in today's society to make an income. Fortunately, there are several techniques you can follow that will make it easier for you and your family to enjoy the benefits of being together, without breaking the bank.

When the decision was made from a mother to stay home, one of the first tasks you need is to convene a family meeting. E 'essential that each family member, regardless of age, to understand that if the mother stays at home, some changes must be made. This is a great way to start teaching children the value of money.

Another important step in the transition from being a stay at home mom, is to sit and consider the possibilities that can save you money. In reality, there is much more than they might initially think! First, let's look at some of the big ticket items that may be able to work in order to begin cutting the family budget. If you own your home, consider whether you can refinance to shave some of the mortgage each month.

Two simple ways that can be saved with this technique are refinancing to a lower interest rate and / or refinancing a mortgage, to lengthen the terms, such as moving his 20-year mortgage for a loan 30. Also, if your family owns two vehicles, one can take into account both the sale of the vehicle or trade for a second vehicle that is less expensive. This can save money for monthly payments and maintenance costs and insurance. If the vehicle is a late model, however, could be better or keep it open or sell it to avoid being upside down in his note.

Many mothers stay at home have also discovered that you can save at least fifty dollars a month or more, reducing the costs that are not all-together is necessary. Of course, this may vary from one situation to another, but the possibilities may be able to eliminate include satellite / cable TV, cell phones (unless under contract) and phone switches are optional, as the announcement, call transfer, call, etc.

Making the decision to become a stay at home mom is also a perfect opportunity to begin exploring the negotiation of the purchase. It may well be surprised at the great deals you can find in consignment shops, thrift stores and garage sales. In many cases, you can walk with brand name clothes with tags still attached for a fraction of original cost.

Finally, in order to shave some "money from household budgets of the family, be sure to reflect on elements that have traditionally spent the money for now, but might be able to reduce or make in order to save money . For example, instead of buying packaged biscuit mix, aides to the dinner, and other types of food you can eat your food budget, make it a point to start the preparation of meals and snacks more than zero. Make it an adventure and not just save some "dough, but have fun too.

When the Rachel Ray show was looking for the thriftiest mom in America, they found Margie Read.