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	<title>The Online Money Blog &#187; Ways</title>
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		<title>10 Ways to Save on Your Gas Bills</title>
		<link>http://www.bill-save.co.uk/648/10-ways-to-save-on-your-gas-bills/</link>
		<comments>http://www.bill-save.co.uk/648/10-ways-to-save-on-your-gas-bills/#comments</comments>
		<pubDate>Fri, 25 Sep 2009 15:45:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Onine Money Expert News]]></category>
		<category><![CDATA[Acceleration And Deceleration]]></category>
		<category><![CDATA[Air Resistance]]></category>
		<category><![CDATA[Bills]]></category>
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		<category><![CDATA[First Approach]]></category>
		<category><![CDATA[Fuel Consumption]]></category>
		<category><![CDATA[Gas Bills]]></category>
		<category><![CDATA[Gas Consumption]]></category>
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		<category><![CDATA[Ways]]></category>

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		<description><![CDATA[I presented one of those articles, before and during my research I encountered more than 10, plus a couple of ideas that will help drive last longer and reduce wear on your engine and parts. Here they are: 1. Especially when driving on the road to keep the windows closed. The people who designed the [...]]]></description>
			<content:encoded><![CDATA[<p>I presented one of those articles, before and during my research I encountered more than 10, plus a couple of ideas that will help drive last longer and reduce wear on your engine and parts. Here they are:<br />
 1. Especially when driving on the road to keep the windows closed. The people who designed the machine designed to get the least amount of drag with the windows closed, so open the windows while driving can increase air resistance and reduce fuel consumption. Doing this alone can increase your miles per gallon by up to 10%!<br />
 2. Reducing the speed and acceleration, while on the highway you can use the excess gas. This usually happens when someone is weaving in and out of traffic and slow down when people in front of them is still slower than they are and accelerate Get Around (you know what I mean)! As a side note and this is to prevent tailgating. Tailgating is dangerous to you and the driver ahead of you and does nothing to improve gas mileage! Another thing that will help is to use cruise control if possible, even in city limits! This will keep a constant speed and to minimize the acceleration and deceleration. Not only that, but it will reduce some stress on you!<br />
 3. When approaching a hill, start the first approach. Try to avoid speeding up the hillside, as then you are fighting gravity and is trying to shift the weight of your car faster. If speed up the first hill to eliminate the severity of the equation and reduce gas consumption.<br />
 4. When driving, do not &quot;ride the brake&quot; or keep your foot on the clutch pedal a little. Mount the brake causes excessive mechanical resistance and increases fuel consumption, keeping the foot on the clutch, even slightly, causing the clutch to wear out prematurely and cause extra visits to the mechanic that could be costly.<br />
 5. Bad roads are a big problem when it comes to fuel consumption. Avoid rough roads whenever possible, because the conduction of soil, gravel or even on a very rough, even if it is open you can steal up to 30% of gasoline consumption! When driving on the road also take part in that drive in the left lane. Because very few people drive there, the race is much sweeter than the right lane. It makes a smoother ride and increased my gas mileage!<br />
 6. Seek alternative routes to and from your destination. There&#39;s always another path that is shorter, direct and faster route to take at this time. Angles, curves and lane jumping (as in the road) you can use a large amount of gas again! I remember that the shortest distance between two points is a straight line!<br />
 7. While it may seem that traffic lights are usually programmed with the driver in mind. Driving at a constant speed limit will increase your chances of having a &quot;green light&quot; All the Way thus improving fuel economy by not having to stop in all respects.<br />
 8. I know this will not please many people who have this problem, but I will say the same. . . You know that fresh vinyl head you have with your car? Well, the car is designed to work without a vinyl roof and a vinyl top just destroy the aerodynamic flow of air in your vehicle. So what I am suggesting here? Remove the top in vinyl! This returns the document to its aerodynamic shape and improve gas mileage. . . Think about it!<br />
 9. When parking the car, be aware of where you park. Park so that when you arrive by car to leave, just put your car in the car and drive. Try to avoid parking spaces back, even if you can draw directly - this defeats the purpose.<br />
 10. Now, this is common sense, but many people do not think about it. Get your regular tune up done to ensure more gas mileage for your car. Melody regular scheduled maintenance and replacement of air filters when needed can promote better airflow through the engine of his car, and then increase gasoline consumption.<br />
 And some tips on how to help your long-term vehicle / better!<br />
 1. They have done the regular maintenance of your car to inspect the suspension and chassis parts, and so on, occasional misalignment. Negative shocks, tires, bent, broken springs, etc. create drag, reducing fuel consumption, and of course are not safe to drive at highway speeds.<br />
 2. Say It&#39;s Summertime - you do not have snow tires? Do you regularly use all-terrain tires on a car / truck? Take the tire off unless absolutely necessary! Running tires with deep tread tires ruin your miles per gallon and shit!<br />
 3. The tires have been designed by the manufacturer to be inflated to a specified pressure. Beyond this pressure, and over inflate the tires is dangerous and threatens the possibility of explosion and explosion. Running with stealing tires inflated your gas mileage, such as tires flex too. When you have your tires rotated and balanced must turn to make sure they are in perfect running order. Using radio that have proven to save fuel!<br />
 4. To avoid excessive wear on the automatic transmission should be allowed to cool when your car is low or the traffic is stopped. Level crossings and traffic lights along two other points that can be done. The change in neutral helps to slow down a bit &quot;of its transmission and reduces wear on the inner workings. </p>

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		<title>Ways To Save Money On Your Tax Bill Each Year</title>
		<link>http://www.bill-save.co.uk/644/ways-to-save-money-on-your-tax-bill-each-year/</link>
		<comments>http://www.bill-save.co.uk/644/ways-to-save-money-on-your-tax-bill-each-year/#comments</comments>
		<pubDate>Thu, 24 Sep 2009 15:44:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Nobody wants to pay taxes too and if you are looking for ways to reduce the amount of taxes you must pay tax each year, then take a look at the list of tax saving ideas compiled below: 1. I always try to make full use of its allocation of capital gains is entitled to [...]]]></description>
			<content:encoded><![CDATA[<p>Nobody wants to pay taxes too and if you are looking for ways to reduce the amount of taxes you must pay tax each year, then take a look at the list of tax saving ideas compiled below: </p>
<p>1. I always try to make full use of its allocation of capital gains is entitled to each year. </p>
<p>2. Be sure to send your tax return before the end of each year in order to avoid receiving a fine for filing its statement of late. </p>
<p>3. You can save 10 pounds off your tax bill online by filling out a tax return. </p>
<p>4. If you are a taxpayer does not, then make sure you fill out a form at your bank or credit company to pay taxes on interest on their savings. </p>
<p>5. If married, then make sure you receive income from investments is paid to members who pay the minimum tax. </p>
<p>6. Always check all calculations made by a man of any tax or tax identification number given to you as they can make mistakes. </p>
<p>7. Always keep your tax records in a safe place to date and in good condition as you can get a fine for no tax withholding tax records. </p>
<p>8. When you choose the company car, go for a car with low carbon emissions, such as the amount of company car tax you pay is based on their carbon emissions. </p>
<p>9. Trying to make the most of the tax incentives given to the adoption of a pension. </p>
<p>10. In order to reduce inheritance tax liability on his property in the future, could make some gifts while you&#39;re alive for people who want to inherit the money. </p>
<p>11. You could arrange to make a will that can be used to reduce capital tax and making things easier and clearer for everyone when it comes to their assets. </p>
<p>12. If you are a taxpayer then a good idea to make full use of savings plans tax-free, as the ISA systems. </p>
<p>13. If you give alms, then you can ensure that the tax goes to charity through Gift Aid. </p>
<p>14. If you find that you are paying taxes too much in mind, you can ask to pay less because the taxes. </p>
<p>Well, that&#39;s all the tax saving advice I have for you in this article and you try to do some or all of these things are worthwhile, since they can save a useful amount of taxes for the future. </p>

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		<title>The Two Easiest and Unknown Ways to Eliminate Your Ridiculous Power Bill And Save 100s of Dollars</title>
		<link>http://www.bill-save.co.uk/598/the-two-easiest-and-unknown-ways-to-eliminate-your-ridiculous-power-bill-and-save-100s-of-dollars/</link>
		<comments>http://www.bill-save.co.uk/598/the-two-easiest-and-unknown-ways-to-eliminate-your-ridiculous-power-bill-and-save-100s-of-dollars/#comments</comments>
		<pubDate>Sat, 12 Sep 2009 15:52:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Onine Money Expert News]]></category>
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		<guid isPermaLink="false">http://www.bill-save.co.uk/money-expert/the-two-easiest-and-unknown-ways-to-eliminate-your-ridiculous-power-bill-and-save-100s-of-dollars/</guid>
		<description><![CDATA[Lets face it, times are tough. With our wages and lower living costs rising, we need to save money on all parts of our lives. One factor often overlooked is that you receive your electricity bill each month. In this article we will explain the basic strategies and a unique way to save money because [...]]]></description>
			<content:encoded><![CDATA[<p>Lets face it, times are tough. With our wages and lower living costs rising, we need to save money on all parts of our lives. One factor often overlooked is that you receive your electricity bill each month. In this article we will explain the basic strategies and a unique way to save money because a dollar saved is a dollar earned! </p>
<p>There are generally two ways to save electricity by reducing the use and smart investment. </p>
<p>Limit use: A common misconception is that the dreaded electric bill is enormous because the amount of equipment is used, not the quantity that use them. The following items affect some of the most popular applications that practically eat watts. </p>
<p>? Washing Machine: Yes, this uses a tremendous amount of power, not just water. Wash only full to reduce the bill. </p>
<p>? Showers: This depends on whether you have a gas power or electric stoves. In the latter case, so be sure not to lose as little time! An enormous amount of energy derived from heating of the shower. Even if you just cut two minutes to save a decent amount of energy. </p>
<p>? Air conditioning: Probably best known for creating a bill of mass at the end of the month. What many do not realize is that if you&#39;re in a hot climate, the air conditioning should not be less than 70 degrees. All degrees cooler than the cost of about 10% more! And not even feel the difference! </p>
<p>? Hot Tubs: Same as the showers. Enormous amounts of energy in hot water. Take a shower and an economically cheaper. </p>
<p>If I had to leave this room now to go eat dinner, put the computer into Standby mode? Want to turn off the fan, lights, or other electrical equipment? Every bit helps in the end, because every watt saved is more money in your pocket each month to spend anywhere you want. For suggestions, you can also apply the rule of limited use to them. </p>
<p>Smart investments: There are some features you can invest to help reduce the electricity bill at the end of the month. These features cost a small sum of money, but if you invest in them in a relatively short time can save more money, not just limit its use. </p>
<p>For example, say my electric bill is $ 10 per month (which may be after following this article). If I replace my house with compact fluorescent light (CFL), which initially will be for a little bit of money, but immediately begin to recover my investment, and within a very short time I will make money every month! This, coupled with limiting the use and investment in other investments &quot;smart&quot; is a very powerful combination. </p>
<p>The second investment of energy smart can offer is the gadget to save power. This fantastic gadget helped me to control the power supply to my house and use the minimum necessary. Sounds simple, but here is a great combo with CFL bulbs. </p>
<p>The final and definitive way to reduce and eliminate electricity bills and invest in alternative energy for his family, which is exactly what I did with mine. This promising new area for us consumers, that we will soon have electricity bills! However, do not want to go out and get a qualified electrician is expensive, the balance between reliability and price. I glanced over the Internet until I found this site useful, with different judgments about alternative energy guides and a wealth of information on this type of investment. </p>

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		<title>11 Ways to Save Energy and Money by Switching to LED Lighting</title>
		<link>http://www.bill-save.co.uk/494/11-ways-to-save-energy-and-money-by-switching-to-led-lighting/</link>
		<comments>http://www.bill-save.co.uk/494/11-ways-to-save-energy-and-money-by-switching-to-led-lighting/#comments</comments>
		<pubDate>Mon, 17 Aug 2009 15:46:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Onine Money Expert News]]></category>
		<category><![CDATA[Energy]]></category>
		<category><![CDATA[Lighting]]></category>
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		<description><![CDATA[Light-emitting diodes (LEDs) are becoming far more common for indoor lighting solutions due to their human and environmental safety, cost, and longevity. An LED is a solid-state semiconductor diode that emits light when an electrical current is applied in the forward direction of the device, as in the simple LED circuit. The effect is a [...]]]></description>
			<content:encoded><![CDATA[<p>Light-emitting diodes (LEDs) are becoming far more common for indoor lighting solutions due to their human and environmental safety, cost, and longevity. An LED is a solid-state semiconductor diode that emits light when an electrical current is applied in the forward direction of the device, as in the simple LED circuit. The effect is a form of electro-luminescence where incoherent and narrow-spectrum light is emitted.<br />
LEDs are widely used as indicator lights on electronic devices and increasingly in higher power applications such as flashlights and area lighting. An LED is usually a small area light source, often with optics added to the chip to shape its radiation pattern and assist in reflection. The color of the emitted light depends on the composition and condition of the semi-conducting material used, and can be infrared, visible, or ultraviolet.<br />
Why Choose LED Lighting?<br />
1. The LED advantage: LED (light emitting diodes) are solid state technology and offers the most efficient (energy savings) form of lighting available. In comparison to conventional incandescent light bulbs, LEDs can be equated at approximately 7 to 8 time equivalence. For example, a 3 watt LED can produce as much illumination as a 20 watt incandescent light bulb.<br />
2. On average, LEDs last 3 to 5 times longer than fluorescents and 20 to 30 times longer than incandescent.<br />
3. LED lamps allow less maintenance costs, lower heating and utility costs and reduces the need for higher rated cable, transformers and electrical components.<br />
4. LED lamps are very resilient, shock and vibration proof and virtually waterproof.<br />
5. LEDs are smaller and more compact and provide more light output per square inch than any other light source.<br />
6. LED lamps produce very little heat and no UV rays, making them safer to handle and safer to use. Ideal for sensitive fabrics/paintings.<br />
7. LEDs are not sensitive to extreme temperatures (unlike fluorescent).<br />
8. Solid state LEDs can be controlled with a processor to achieve unique lighting effects.<br />
9. LEDs are available in cool white, warm white and multiple colors.<br />
10. LEDs draw (on average) about 1/10th the power of today's conventional lighting, providing new alternative solutions to conventional energy saving lamps. LEDs are the most environmentally friendly lamp technology.<br />
11. Along with Fluorescent bulbs, LED technology is the future of lighting. It can reduce many types of pollution and meet the need for the continued world wide energy demand<br />
Compare LED to Standard Fluorescent and Incandescent and Light Bulbs*<br />
Category 				LED 				Fluorescent 		Incandescent/Halogen<br />
Avg. Utility Cost per Month (20w) 	.02 cents 			.35 cents 		.86 cents<br />
Lumens per Watt (avg.) 			50 to 60 			32 to 40 		14 to 18<br />
Wattage Equivalent (20w) 		3 watt 				9 watt 			20 watt<br />
Average Longetivity 			75,000 hrs 			15,000 hrs 		2500 hrs<br />
Maintenance 				Zero 				Ballast issues 		Replacement<br />
Average Cost Compared to Incandescent 	3x 				2x 			variable<br />
Operation 				Instant On / No Flickering 	Delay and Flickering 	Instant On / No Flickering<br />
Added Cost 				Minimal Service 		Ballast/ Service 	High Service<br />
Safety 					No Gas or Glass 		Gas and Glass 		Glass and Heat<br />
Damage due to Shock and Vibration 	Zero Problem 			Problematic 		Problematic<br />
Size per Unit 				Smallest 			Medium 			Largest<br />
Heat Issue 				Least 				Ballast Gets Hot 	Lamp Gets Hot<br />
UV Stable (ultra violet) 		Stabilized 			Not UV Stable 		Stabilized<br />
Light Control 				Most Control 			Variable Control 	Variable Control<br />
Weather/Temperature Changes 		Not Sensitive 			Sensitive 		Some Sensitivity<br />
Ecology/Environment 			Minimal Issues 			Some Issues 		Damaging<br />
Note: These comparisons are based on national averages.<br />
Summary on Savings: Energy bills, Heating Bills, Fixture Longevity, Maintenance and Replacement Labor. These savings may far outweigh the higher cost of solid state (LED) lighting products. </p>

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		<title>Money Saving Advice &#8211; Sixteen Ways to Save Money on Your Gas and Electricity Bills</title>
		<link>http://www.bill-save.co.uk/415/money-saving-advice-sixteen-ways-to-save-money-on-your-gas-and-electricity-bills/</link>
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		<pubDate>Sat, 01 Aug 2009 15:50:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[We have just had the worst snow in twenty years last month which brought some parts of the UK to its knees. The Bank of England is trying to control deflation by reducing interest rate to one percent and still the prices for certain imported foods and energy costs are rising. Everybody is now feeling [...]]]></description>
			<content:encoded><![CDATA[<p>We have just had the worst snow in twenty years last month which brought some parts of the UK to its knees. The Bank of England is trying to control deflation by reducing interest rate to one percent and still the prices for certain imported foods and energy costs are rising. Everybody is now feeling the fallout of the credit crunch and the recession is starting to take victims. Last month I noticed the biggest jump in my gas and electricity costs so I called my provider. They informed me that the costs were about right for the size of house although my gas was a bit high. My Gas and Electricity bill had jumped to £282 per month. (Ouch!)<br />
Am I being mugged by my utility provider?<br />
It certainly feels as if I am being mugged by my utility provider and the gas and electricity that is being supplied to my home is providing free gas and electricity to the rest of the homes on our development. At least Dick Turpin wore a mask when he was robbing the public. So faced with increasing utility costs I put on my money saving expert hat and started to investigate how I could reduce my gas and electricity costs.<br />
Government Grants website<br />
You could use the Government Grants website which provides a source of information for UK grants for gas central heating, loft insulation and cavity wall insulation. Government grants from 40% to 70% are available to homeowners and tenants for loft and cavity wall insulation. These grants are funded by the utility companies and are non-refundable. These grants will not be around forever and once the funding that has been allocated is exhausted they will finish. They also offer a solar heating grant of £400 towards the cost of installation of solar panels which cost around £4,000 depending on the size of your home. If you do not meet their eligibility criteria for free insulation, then grants from around 50% are available for loft insulation and cavity wall insulation, so you can still achieve a massive saving on the normal cost.<br />
The Governments' Energy Saving Trust Website<br />
I also discovered that there were grants available to help us implement energy saving measures and help reduce our carbon foot print. The Governments' Energy Saving Trust website provides grants and they have a wonderful search tool to help you find grants or offers that are available for you in your area. All you need do is complete the questions asked on their search for grants and offers page. You will then be presented with a list of providers offering discounted prices or grants in your area. This is a brilliant site and is packed with great advice and help for saving energy, saving money and reducing your carbon dioxide emissions from your home.<br />
What Savings can I expect from loft and cavity wall insulation<br />
Our homes lose 35% of their heating through the walls and 25% through the roof. At the Governments Energy Saving Trust website they have an Energy Saving House where they show you a full range of energy saving measures. For example by insulating the loft and having cavity wall insulation with a grant you could reduce you're heating bills by around £365 a year and reduce your home's carbon dioxide emissions by up to 1.5 tonnes.<br />
You can complete their online Energy Savers report which allows you to understand your homes energy efficiency performance to reduce your energy use and how to save money. The average cost seems to be between £225 to £249 for either cavity wall insulation or loft insulation depending on the size of your home. Although I did find that B&amp;Q the DIY store was charging £199 for either cavity wall insulation or loft insulation depending on the size of your home. If you are over 70 years old you can receive loft insulation and cavity wall insulation for free from the Energy Saving Trust or the Government Grants website.<br />
Old central heating boilers are inefficient<br />
Changing you're a central heating boiler that is over ten years old will reduce your gas bill as it is thought that these older central heating unit are only 70% efficient. This means that for every £1 of gas that you buy your old unit wastes 30pence of the money you pay for your gas. Add some heating controls taps to your central heating radiators and they could help save you a further 17% of your heating bill when fitted with a condensing boiler along with an upgraded heating control and you could be looking at a total saving of as much as 40% of your heating bill providing a saving of £275 a year depending on the size of your home.<br />
Sixteen ways to save money on your monthly utility bill<br />
To summarize here is a list solutions and other money saving tips that are available to help you reduce your gas and electricity bill. The grants and discounts available will vary according to the size of your home, your location, your annual income and your age.<br />
1. Grants for gas central heating depends on age and benefits being claimed<br />
2. Grants and discounts for loft insulation from £199<br />
3. Grants and discounts for cavity wall insulation from £199<br />
4. Grant of £400 towards the installation of Solar panels<br />
5. Replace existing light bulbs with Energy Saving Lightbulbs, they cost around £2 per bulb and you could expect to save around £45 before it needs replacing. These bulbs use 80% less electricity and will last ten times longer than a standard light bulb. Count the number of bulbs you need and see the savings.<br />
6. Update your Central heating unit if older then 10 years. Consider either a condensing boiler along with an upgraded heating control unit or replace it with a Combi Boiler as this will do away with a conventional hot-water storage cylinder and water tanks in the loft. Costs from £2,000<br />
7. Add heating controls tap to all your radiators, they cost from £7.99 each<br />
8. Switch Utility providers for a better deal.<br />
9. Switch your gas and electricity providers to a duel fuel provider if you have not already done this for further savings, save around £115<br />
10. Pay your utility bills monthly by direct debit for a further discount from your provider.<br />
11. Switch to an online account with your utility provider. You can now read your gas and electricity meters monthly and update the information for an accurate bill. This will prevent over billing from estimated assessments of your usage.<br />
12. If you are on a coin operated meter for your gas and electricity then consider switching as you are paying a premium for this facility.<br />
13. Switch off all light switches and plugs when the appliances are not in use.<br />
14. An estimated £910 million is wasted in the UK every year by people leaving televisions, computers, TV set-top boxes and radios on standby.<br />
15. Use a timer to turn your central heating on and off as required.<br />
16. Consider switching to Energy Saving Recommended household appliances as they could cut your energy consumption by up to a third compared to your old appliance. Obviously only do this as you replace broken or old appliances.<br />
For further ways of reducing your gas and utility bill then you should visit the Energy Saving Trust website where you will find a mountain of further money saving ideas and help.<br />
Anyone can reduce their Gas and Electricity bills<br />
Anyone can reduce their Gas and Electricity bills by at least 20% following the sixteen ways to save money listed above. Unfortunately, like most things you need to spend some money to save money; but the rewards will return each month. By implementing a few of these money saving tips at home you will certain reduce your gas and electricity bills in the future and save money. You're thinking I cannot afford to make all these changes. Start with the changes that cost the least and then work your way through the list above. Remember by making these changes you will not only save money each month but you will be helping our planet HOME by reducing your carbon dioxide emissions. </p>

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